Commercial Mortgages

Did you know?

In the UK 70 to 80 per cent of all commercial borrowing is currently sourced direct from a bank without considering the possibility of using a broker. This differs greatly from the US where it is estimated that in excess of 70 per cent of borrowers recognise the advantage of using a broker.  

Many business owners are entrepreneurs and feel that they do not need to outsource this task as they believe that by contacting their own bank they will get the best deal available. They do not appreciate the advantages of using a broker.

They are simply not aware of any Commercial Finance Brokers (their bank manager does not always tell them) and some accountants will merely direct them to the one or two high street lenders to whom they always refer deals.    

 

Why use AMA Finance for your commercial funding needs?

Independence

We are truly independent – this means that we are not restricted in any way in the choice of lenders. We have access to a comprehensive range of lenders, which extends well beyond the high street banks into merchant banks, building societies, sub-prime lenders, development funders and private lending consortiums.

Focus

We focus on your needs and not on the needs of the funder. We do the searching for funds allowing you to concentrate on the running of your business.

Time

We aim to save you time as we recognise that this is in short supply. We endeavour to turn a proposal round very quickly by identifying the most appropriate lenders for each proposal.

Presentation

We package and present the application on your behalf, in a format that will greatly enhance the chances of securing finance.

In many cases, the broker would also attend meetings between the client and funder in order to smooth the process of securing the funds.

Negotiation

We are able to negotiate preferential rates for clients, which, in many cases, can more than offset the cost of using our services.  

Successful Outcomes

We will normally only get paid once a deal is drawn down, with our fees being linked to the funds raised. For this reason it is in our interest to present you with the best rates as efficiently as possible. Payment on completion also ensures that we will remain on hand to assist with any delays with the process through to legal completion.

Reduced exposure

We can reduce your exposure to a single lender by recommending that you spread your business. Putting all your financial eggs in one basket can be risky particularly if you have a dip in performance and your bank decides to reassess your position.

What next?  

If you want totally unbiased advice and help please contact us on 0845 009 0064 for an initial discussion. Alernatively please fill in the enquiry form on our contact us page and we will call you at the time that you specify.

 

 Commercial Mortgages are not regulated by the Financial Services Authority