Home

Welcome to Mortgages in a Flash!

We're here to help take the pain out of finding you the right mortgage

Finding the right mortgage is not easy. There are hundreds of lenders and thousands of different mortgages. Sifting through all the information can be confusing. The more you look for answers to questions the more new questions are raised.

We understand that you are unique and the chances are that your circumstances will be unique. To find the right mortgage requires a thorough evaluation of personal details, plans and aspirations.

Please explore our site and call us if you have any questions. We are happy to help. We are totally independent and have no allegiance to any particular lender. We work for you and with you to get the best deal available. So if you want help, if you want unbiased advice, if you want to be sure that you're getting the best possible deal then call us on 0845 009 0064. Alternatively fill in the enquiry form on the contact us page and specify when you would like to be called.

Please be aware that we are not high pressure sales people. We work for you to ensure that you get best advice.

Are you fed up with websites offering you free quotes, asking you to fill in forms so that you details can be sold onto someone you don't know? If you are then perhaps you should contact us. We promise not to sell your details on. In fact we limit the initial information we require from you to your name, e-mail and contact telephone. That way you don't have to divulge too much personal information online.

Please be assured that our initial discussions will not cost you anything apart from the cost of the call and you are under no obligation to use our services. We aim to treat all our customers fairly and we will be open and upfront in all our dealings with you.

If you wish to engage our services please be advised that as truly independent Mortgage advisers and Financial Advisers we will offer you the option of paying us a fee. As most lenders pay a commission we will offset that commission against our fee. We may at our discretion agree to waive the fee.

Advantages of using an independent mortgage adviser 

  1. The adviser is retained by you
  2. The adviser is legally obliged to work in your best interests
  3. The adviser will only recommend products that are suitable for you
  4. The adviser has passed rigorous examinations to obtain the necessary qualifications to give best advice
  5. The adviser is independent and has no allegiance with any lender
  6. The adviser is authorised by the Financial Services Authority
  7. The adviser will have access to all products available
  8. The adviser will guide you through the application process
  9. The adviser deals with mortgages every day and can analyse the products on offer to check their suitability.
  10. The adviser will give you documented reasons for recommending a suitable product
  11. The adviser is responsible for the advice and can be sued if you have been misadvised

Top of Page

Disadvantages of going directly to a lender

  1. This is not an advised sale and if the product is not what you expected you will not have grounds for complaint
  2. The lender will only give you information about their own products
  3. You may not be given enough information to choose the best available product
  4. Sales people working for lenders have high targets and they may try to pressure you into buying additional products that you may not want or may not need

 

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Top of Page